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Without doubt, times are changing. Changes threaten what’s taken for granted. What’s known is that the days ahead do not look like the past. What’s unknown is exactly how things will unfold.

However, forwarding thinking individuals, protect their lifestyle and assets from known and unknown threats. They find stability and certainty for the future. They take steps now, and don’t leave the future to chance.

Today we consider changes, and steps you can take to protect a lifetime of hard work.

Big Changes Ahead?

Most informed individuals agree that we are at a turning point for the future. Is that turning point a ‘tipping point’ where a bright, happy future lies ahead? Or is it the beginning of the end? Or something else?

Human history and changes result from the passage of time, with new generational cycles typically every two decades. Even five years ago things were very different than today. The same will be true five years from now. Even next year at this time it is certain to look different than today. We forget how quickly things can change when we’re not expecting them to.

It is now 2017. Consider the world as it was in the 1990s. At that moment in history, the United States and other Western cultures were in the midst of a great economic boom. Globalization had firmly taken hold and was expanding at break-neck speed.

Some economists were heralding the 1990s as the 'end of history' and that liberal, capitalistic democracy was clearly the only suitable model. Russia was in shambles. The European Union sought closer integration for greater economic prosperity. Japan was still feeling the pain of its first Lost Decade, and China started its powerful ascent as a new world power.

Now consider today. The Western cultures are still trying to over-come the global financial crisis of 2008/2009 that shattered the world. The GFC stripped away the prosperity that held the EU together. China's manufacturing had exploded upwards, but now has gone into a prolonged economic slump. In the EU, China, the US and elsewhere, jobs were lost, and individuals became disillusioned with the political status quo, which brought about the Brexit, Trump, and more, of 2016.

As a result, today, the rise in nationalism – and protectionism – is a fast moving global trend, and a critical consequence of the GFC that will play a pivotal role in reshaping geopolitics this year, and in the years ahead. There is a clear, and fast, unwinding of decades of globalization. This consequence stems from the rejection of the internationalist model, which has dominated the rise of globalism since the end of World War II.

And discontent continues in the Islamic world. Wars and terrorism continue to boil over in the Middle East, and elsewhere. Russia is flexing its muscles once more. And China as a world power rises and rises, and continues to rise.

What was once the most peaceful period of history is now taking a turn. Those that understand history ask if we have already entered the beginning of a dark period of politics similar to 1915 – 1940.  

What does the future hold for you, your family, and your hard earned assets? What are the big and small forces at play at home and around the globe?

What are the known, unknowns? And what are the unknown, unknowns lurking? How many black swans or tipping points are just around the corner?

No one knows – particularly me – but rest assured that this year and next will certainly look very different than today, and certainly different from how it appeared in the 1990s.

We find ourselves at a particularly concerning time in the next phase of human history. Changes take time to reveal themselves. Are you prepared for what lies ahead?

Forward thinkers know it’s a good time to plan for the worst case scenarios. Their survival instincts are front and center.

What is your Plan B?

Rest assured, the one thing that helps provide economic and personal security and freedom from the uncertainties of the future is a well-established, properly implemented, International Trust. Why?

The International Trust transcends the boundaries of time and politics. Trusts were first used to protect assets by Roman solders over two millennium ago as they marched off to war. The British Empire expanded the use of the trust concept, and laws and commercial use of asset protection trusts as we know them started taking hold during the past 500 years. During the two World Wars, trusts were successfully used for cross-border asset protection by those seeking protection and freedom from persecution.

Today, the International Trust contains the same asset protective features – plus much more – as were used successfully throughout history. The International Trust is time tested and true. It is safe to say that the International Trust will continue to endure in the years and decades ahead for individuals seeking to protect their assets.

For over three decades we’ve successfully and quietly assisted clients seeking to protect their assets from risks and uncertainties using International Trusts. From years of experience the book How to Legally Protect Your Assets was born. And later, Offshore Living & Investing provides more, great, useful information for living and investing globally.

During the past three decades I’ve authored periodic newsletters and articles highlighting some of the useful concepts for asset protection and offshore planning, many of which are found as complimentary past articles at our website

For example, the article ‘What is an International Trust?’ in simple terms, explains the basic concept in layman’s language (found here). The A, B, & Cs of International Trusts is found here. And information about estate planning, international wills and trusts is found here.

How to control assets through an International Trust is located at this link.

And to identify the many reasons why an International Trust is better than the home grown, domestic variety, ‘U.S. vs International Trust’ describes which is better, and why, found here.

If you want to know if offshore is still legal, or the basics of private banking 101, the answers are also found here and here. Or how offshore risk management works is found here. Or if you’re interested in alternative citizenship and residence, go here.

Some individuals look to go the ultimate distance as an sovereign individual, and a two part article helps you understand how this works, and is found here and here.

There are many more useful articles found at our Past Articles page.

The most important step?

But the most important step of all is to act now to protect your hard earned assets before you are presented with a problem. Otherwise, at best, you will be limited to mostly damage control.

Like buying an insurance policy, it is difficult to obtain coverage if the house is burning and the fire department is at your door. You must act now, in advance of a problem, to protect and preserve your hard-earned assets. Taking action today is the biggest and most important step of all.

How to Legally Protect Your Assets, 2nd edition, introduces you to the basics of this planning process and provides actual case scenarios demonstrating how you can achieve results.

The International Trust is a great tool for at-home planning, or when looking offshore, and this and more is covered in greater detail in the book Offshore Living & Investing, 2nd edition.

For more practical information on the above topics, and more, visit to get started.

And if you would like more information about how to begin planning for a more secure future, or how we conduct an initial review and make recommendation, contact me here for more information.

Whatever you do, start today.
Until next time.



David A Tanzer, Esq.

JD, BSc, Ph.D (Hon)


For more information visit or email to David is the author of “How to Legally Protect Your Assets” and “Offshore Living and Investing.”